{"id":31687,"date":"2026-07-23T18:02:59","date_gmt":"2026-07-23T16:02:59","guid":{"rendered":"https:\/\/www.richter.ca\/?post_type=insights&p=31687"},"modified":"2026-07-23T18:02:59","modified_gmt":"2026-07-23T16:02:59","slug":"maintenir-les-liquidites-comment-les-bureaux-familiaux-peuvent-eviter-une-crise-de-tresorerie","status":"publish","type":"insights","link":"https:\/\/www.richter.ca\/fr\/nos-reflexions\/maintenir-les-liquidites-comment-les-bureaux-familiaux-peuvent-eviter-une-crise-de-tresorerie\/","title":{"rendered":"Maintenir les liquidit\u00e9s : comment les bureaux familiaux peuvent \u00e9viter une crise de tr\u00e9sorerie"},"content":{"rendered":"
\n

Alors que les placements sur les march\u00e9s priv\u00e9s occupent une place croissante dans les portefeuilles, la planification des liquidit\u00e9s est devenue une priorit\u00e9 de plus en plus importante pour les bureaux familiaux. Un r\u00e9cent article de Canadian Family Offices<\/em><\/a> examine comment les familles fortun\u00e9es peuvent concilier leurs objectifs de placement \u00e0 long terme avec leurs besoins courants de tr\u00e9sorerie. L\u2019objectif est de leur permettre de financer leurs d\u00e9penses personnelles, leurs obligations fiscales, leurs engagements philanthropiques et de futures occasions de placement, sans compromettre leur strat\u00e9gie globale de gestion de patrimoine.<\/p>\n

Dans l\u2019article, Athas Kouvaras<\/a>, associ\u00e9 et gestionnaire de portefeuille,<\/strong> explique qu\u2019une gestion efficace des liquidit\u00e9s commence bien avant que les fonds soient requis. Gr\u00e2ce \u00e0 un processus de d\u00e9couverte approfondi, Richter aide les familles \u00e0 mieux comprendre leurs besoins de tr\u00e9sorerie, qu\u2019ils soient pr\u00e9visibles ou impr\u00e9vus, afin de structurer leurs portefeuilles en fonction d\u2019objectifs de placement clairement d\u00e9finis. Athas pr\u00e9sente l\u2019approche de portefeuille par paliers de Richter, qui consiste \u00e0 \u00e9tablir une base distincte compos\u00e9e d\u2019actifs accessibles et \u00e0 faible risque pour r\u00e9pondre aux besoins \u00e0 court terme, tout en pr\u00e9servant le reste du portefeuille afin de prot\u00e9ger le capital contre l\u2019inflation et de soutenir la cr\u00e9ation de richesse \u00e0 long terme.<\/p>\n

Athas souligne \u00e9galement que la gestion des liquidit\u00e9s rel\u00e8ve autant de la gouvernance que de la construction de portefeuille. Des examens r\u00e9guliers des besoins de liquidit\u00e9s, des engagements de placement et de la r\u00e9partition des actifs permettent aux familles de maintenir une approche disciplin\u00e9e malgr\u00e9 l\u2019\u00e9volution des conditions de march\u00e9, tout en conservant la souplesse n\u00e9cessaire pour saisir de nouvelles occasions. Son point de vue rappelle qu\u2019une gestion de patrimoine efficace \u00e0 long terme ne repose pas uniquement sur la g\u00e9n\u00e9ration de rendements, mais aussi sur une planification rigoureuse, une gouvernance claire et la disponibilit\u00e9 du capital au moment o\u00f9 il est le plus n\u00e9cessaire.<\/p>\n

Lisez l\u2019article complet sur le site de Canadian Family Offices<\/em><\/a>.<\/p>\n<\/div>\n\n\n

\n

<\/p>\n<\/blockquote>\n\n\n

\n
\n Pour d\u00e9couvrir comment nous pouvons vous accompagner, communiquez avec Athas Kouvaras.<\/span>
\n Afficher tout<\/a>\n <\/div>\n <\/div>\n
\n \n
\n \"Athas\n
\n

Athas Kouvaras<\/h3>\n
CAIA, CIM<\/div>\n <\/div>\n <\/div>\n <\/a>\n <\/div>\n <\/div>\n\n\n\n","protected":false},"excerpt":{"rendered":"

D\u00e9couvrez comment les bureaux familiaux planifient leurs liquidit\u00e9s afin de concilier les besoins de tr\u00e9sorerie, les placements priv\u00e9s et la pr\u00e9servation du patrimoine.<\/p>\n","protected":false},"featured_media":31686,"template":"","insights-type":[1358],"class_list":["post-31687","insights","type-insights","status-publish","has-post-thumbnail","hentry","insights-type-nouvelles-la-vie-chez-richter"],"acf":[],"yoast_head":"\nMaintenir les liquidit\u00e9s : comment les bureaux familiaux peuvent \u00e9viter une crise de tr\u00e9sorerie - Richter<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez comment les bureaux familiaux planifient leurs liquidit\u00e9s afin de concilier les besoins de tr\u00e9sorerie, les placements priv\u00e9s et la pr\u00e9servation du patrimoine.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Maintenir les liquidit\u00e9s : comment les bureaux familiaux peuvent \u00e9viter une crise de tr\u00e9sorerie - 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