{"id":32176,"date":"2026-10-14T21:14:27","date_gmt":"2026-10-14T19:14:27","guid":{"rendered":"https:\/\/www.richter.ca\/?post_type=insights&#038;p=32176"},"modified":"2026-10-14T21:14:28","modified_gmt":"2026-10-14T19:14:28","slug":"optimiser-les-portefeuilles-immobiliers-familiaux-constitues-au-fil-du-temps","status":"publish","type":"insights","link":"https:\/\/www.richter.ca\/fr\/nos-reflexions\/optimiser-les-portefeuilles-immobiliers-familiaux-constitues-au-fil-du-temps\/","title":{"rendered":"Optimiser les portefeuilles immobiliers familiaux constitu\u00e9s au fil du temps"},"content":{"rendered":"<div class=\"bl-wysiwyg animaenter wrapper\">\n    <p>De nombreux portefeuilles immobiliers familiaux se sont b\u00e2tis au fil des d\u00e9cennies, immeuble par immeuble, gr\u00e2ce \u00e0 des relations locales, \u00e0 une vision \u00e0 long terme et \u00e0 une bonne connaissance de la valeur de chaque propri\u00e9t\u00e9. Dans cet article publi\u00e9 dans le magazine <a href=\"https:\/\/www.calameo.com\/e5pace\/read\/00257421284ce40fe23f3?page=70\">Espace Montr\u00e9al<\/a>, <strong>Nicholas Kolobotos, directeur principal, Investissements immobiliers<\/strong>, explique comment la gestion de ces portefeuillespeut devenir plus complexe lorsque la propri\u00e9t\u00e9 passe d\u2019un seul d\u00e9cideur \u00e0 plusieurs membres d\u2019une m\u00eame famille. M\u00eame si les actifs restent les m\u00eames, les d\u00e9cisions doivent d\u00e9sormais \u00eatre prises dans un tout autre contexte, ouvrant ainsi la voie \u00e0 une r\u00e9flexion sur la gestion du portefeuille et sa pr\u00e9paration \u00e0 la prochaine \u00e9tape de la propri\u00e9t\u00e9 familiale.<\/p>\n<h2><span style=\"font-size: 35px\">Points \u00e0 retenir<\/span><\/h2>\n<ul>\n<li><strong>D\u00e9finir les objectifs du portefeuille avant de prendre des d\u00e9cisions \u00e0 l\u2019\u00e9gard des actifs.<\/strong> Les d\u00e9cisions de conserver, de r\u00e9nover, de refinancer ou de vendre une propri\u00e9t\u00e9 devraient tenir compte des priorit\u00e9s de la famille en mati\u00e8re de revenus, d\u2019appr\u00e9ciation de la valeur, de flexibilit\u00e9, de besoins de liquidit\u00e9s, de tol\u00e9rance au risque et d\u2019horizon de placement.<\/li>\n<li><strong>\u00c9valuer chaque actif individuellement.<\/strong> Les facteurs qui contribuent \u00e0 la valeur, les besoins en capitaux et le degr\u00e9 de supervision requis varient d\u2019une propri\u00e9t\u00e9 \u00e0 l\u2019autre. Tous les actifs ne devraient donc pas \u00eatre \u00e9valu\u00e9s selon les m\u00eames crit\u00e8res.<\/li>\n<li><strong>Pr\u00e9parer le portefeuille pour la rel\u00e8ve et non seulement la structure de propri\u00e9t\u00e9.<\/strong> La prochaine g\u00e9n\u00e9ration devrait comprendre les actifs d\u00e9tenus par la famille, les raisons de leur d\u00e9tention, leur rendement et les d\u00e9cisions qui pourraient devoir \u00eatre prises au cours des prochaines ann\u00e9es.<\/li>\n<li><strong>Adopter une approche plus structur\u00e9e \u00e0 mesure que la propri\u00e9t\u00e9 se complexifie.<\/strong> Des rapports clairs et un cadre d\u00e9cisionnel convenu peuvent offrir aux membres de la famille une meilleure visibilit\u00e9 et faciliter la prise de d\u00e9cisions importantes.<\/li>\n<li><strong>R\u00e9\u00e9valuer la pertinence de conserver chaque actif.<\/strong> Les propri\u00e9t\u00e9s d\u00e9tenues de longue date peuvent conserver leur importance strat\u00e9gique, mais leur d\u00e9tention devrait toujours r\u00e9pondre \u00e0 un objectif clair au sein du portefeuille et s\u2019arrimer aux priorit\u00e9s globales de la famille.<\/li>\n<\/ul>\n<p>Lisez l\u2019article complet dans <a href=\"https:\/\/www.calameo.com\/e5pace\/read\/00257421284ce40fe23f3?page=70\">Espace Montr\u00e9al<\/a>.<\/p>\n<\/div>\n\n<div class=\"experts-carousel\">\n    <div class=\"wrapper\">\n        <span class=\"sup-title\">Pour d\u00e9couvrir comment nous pouvons vous accompagner, communiquez avec Gavin Reiff.<\/span>        <div class=\"tt-cta\">\n                        <a href=\"https:\/\/www.richter.ca\/fr\/nos-experts\/\" class=\"arrow-l\">Afficher tout<\/a>\n        <\/div>\n    <\/div>\n                <div class=\"experts wrapper slickCarouselCustom\">\n                    <a tabindex=\"-1\" class=\"carousel-item\" href=\"https:\/\/www.richter.ca\/fr\/nos-experts\/gavin-reiff\/\">\n                <div class=\"image\">\n                                        <img decoding=\"async\" src=\"https:\/\/cdn.richter.ca\/wp-content\/uploads\/2021\/06\/gavin_reiff_site-web-740-x-640-px.webp\" alt=\"Gavin Reiff\">\n                    <div class=\"content\">\n                        <h3>Gavin\u00a0Reiff<\/h3>\n                        <div class=\"ql\">P.Eng, MBA<\/div>\n                    <\/div>\n                <\/div>\n            <\/a>\n                <\/div>\n    <\/div>","protected":false},"excerpt":{"rendered":"<p>D\u00e9couvrez comment optimiser un portefeuille immobilier familial gr\u00e2ce \u00e0 une gestion strat\u00e9gique des actifs et \u00e0 une planification de la rel\u00e8ve.<\/p>\n","protected":false},"featured_media":31658,"template":"","insights-type":[1358],"class_list":["post-32176","insights","type-insights","status-publish","has-post-thumbnail","hentry","insights-type-nouvelles-la-vie-chez-richter"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - 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