Spencer ClarkSenior Client Relationship Manager | CFA, CAIA, CIM
Pragmatic, analytical, affable.
Spencer Clark provides personalized wealth management solutions to high net worth families. With deep market knowledge and portfolio expertise, Spencer is able to customize an investment plan tailored specifically to the family’s needs and goals. Spencer is also responsible for evaluating venture capital and private equity investment opportunities for Richter Family Office.
Prior to joining Richter Family Office in 2017, Spencer worked at BlackRock, the world’s largest asset manager, in the exchange traded funds (ETF) and Index Investments business and began his career at PH&N Investment Counsel. Committed to continuous learning, Spencer has earned the CFA, CAIA, and CIM designations.
As a Client Relationship Manager with Richter Family Office, Spencer designs, recommends, and implements investment strategies and regularly monitors portfolios to ensure they are aligned with his clients’ objectives, while coordinating professionals in the areas of insurance, estate planning, and taxation. He is able to anticipate his clients’ needs and has a unique ability to manage complex situations in order to provide families with holistic advice.
*Richter Family Office is a registered trade name. The Richter Family Office group is comprised of Richter LLP and its subsidiary,
RFO Capital Inc., a registered portfolio manager. Richter LLP is an independent firm that provides family office, accounting, tax and business consulting services, with wealth, investment advisory, portfolio management and consolidated wealth reporting services provided via RFO Capital Inc.
Fields of Expertise
- Venture capital & private equity
- Asset Allocation
- Alternative Investments
- Portfolio construction
- Implementation and ongoing oversight
of investment portfolio
- Chartered Alternative Investment Analyst (CAIA), 2020
- Chartered Financial Analyst (CFA), 2018
- Chartered Investment Manager (CIM), 2014
- B. Comm – Finance, John Molson School of Business – Concordia University, 2009
Professional and Community Involvement
- CAIA Canada, Chapter Member – Since 2020
- Autorité des marchés financiers (AMF), Portfolio Manager – Since 2017
- Regular Member, Montreal CFA Society
Creating And Managing Your Wealth
Since inception, we have been driven by independence and objectivity. We are not beholden to one investment solution or limited by the number of investment opportunities available to us.
Preparing Your Next Generation – Financial Literacy Program
Richter’s Financial Literacy program is a customizable way to educate family members around key areas of family wealth and business management.
Giving Back To The Community – Philanthropy
Charitable giving is often an expression of your core values; it represents you and your legacy to the community. It can also be a family project that brings the next generation into the fold in a meaningful way.
Navigating Family Dynamics – Governance
With great wealth comes great responsibilities towards the community, family members and generations to follow. Developing clear governance systems ensures family harmony and, ultimately, intergenerational success.
Estate and Tax Planning to Protect your Legacy
Integrating your tax structuring is crucial for all ultra-high-net-worth families. This includes will planning, the use of trust, estate planning, and investment structure optimization — all of which maximizes tax efficiencies and minimizes the burden on you and the next generations.
Keeping Your Family Safe
Life insurance can be an investment for families to provide liquidity at death or for philanthropic objectives. We help you evaluate if life insurance can meet objectives.