Richter > Our experts > Danny Ritter
Partner | CPA, CA, CFA

Danny Ritter

Discreet, diligent, intellectually curious.

Danny Ritter believes that the financial wellbeing of a family is less about which securities are owned but rather that the overall portfolio approach taken is thoughtful and relevant. A thoughtful approach means ensuring the various existing family assets come together to provide a truly unique return stream. A relevant approach means ensuring that the resulting portfolio ultimately meets the investment needs and objectives of the family.

Danny was the pioneer in building a truly independent multi-family office that has since grown to be one of Canada’s oldest and largest multi-family offices. Danny offers an integrated holistic approach to portfolio construction. Since the founding of Richter Family Office in 2001, Danny has been a trusted, reliable confidante and advisor to families he works with and for whom he cares deeply. Through his methodical discovery process using various tools, Danny helps families build a framework around portfolio construction that can serve as a roadmap for future reference for the family and their heirs.

Danny takes on the role of family fiduciary as a fundamental priority. He ensures his clients’ interests are always at the forefront, and that the vetting of traditional and alternative investment solutions is done with intense rigour, while keeping after-tax returns in mind.

Fields of expertise

  • Investment manager selection
  • Asset allocation
  • Portfolio construction
  • Investor psychology
  • Integration of income and estate tax considerations
  • Extensive exposure and understanding of alternative investment strategies
  • Negotiated access and fees to traditional and niche investment opportunities
  • Will review and estate planning
  • Family Office governance
  • Philanthropic planning

Academic background

  • CFA Charterholder, 2002
  • Chartered Professional Accountant (CPA, CA), 1996
  • Graduate Diploma in Financial Accounting, McGill University, 1995
  • B.Com, McGill University (Great Distinction, Dean’s Honour List), 1993

Professional and community involvement

  • Member of the Advisory Board of KingSett Canadian Real Estate Income Find LP (CREIF), since August 2020
  • Jewish Community Foundation of Montreal (JCF) – President, Executive Board Member and Investment Committee Member, since 2019
  • Auctus Property Fund Limited Partnership – Board Member, since 2015
  • Save a Child’s Heart Canada (SACH) – Board Member, since 2015
  • Richter LLP – Board Member, since 2010
  • McGill University Endowment – Investment Committee Member, 2008-2017
  • PME Fund – Funding Committee Member, since 2008
  • Jewish Community Foundation of Montreal (JCF) – Treasurer, Executive Board Member and Investment Committee Member, 2006-2019
  • Portfolio Manager in Ontario, Quebec, Alberta and British Columbia

Danny’s expertise

Estate planning

To ensure the financial well-being of your family, will and estate planning is paramount.

Richter Family Office

We understand that the transfer of your wealth to future generations is about far more than just the dollars and cents. It’s about the transition of your legacy.

Managing your Wealth

Acting as your family’s Chief Investment Officer, our registered professionals provide fully independent wealth management advisory services to guide you in managing and stewarding your family’s financial assets.

Quarterbacking Complex Technical Issues

For our families, investment management is just one important issue: estate and tax planning in many cases is a more significant piece of a multi-generational framework.

The Family Dynamics

Family enterprises are complex systems, whether they operate in the context of an operating family business or as stakeholders in a large passive investment corporation.

Giving Back: Philanthropy

Charitable giving is often an expression of your family’s core values; it represents who you are and what you aspire your legacy to be. In order to maximize the impact of your philanthropy, you must ensure that your giving is effective and that your gifts are used in a way that reflects your intent.

Family Account Management

High net worth families face specific complexities: multiple types of investments, sophisticated legal structures, complicated compliance requirements, as well as unique challenges relating to cash management.

Keeping your Family Safe

Keeping your family safe is always a priority. From insurance advisory to cyber-risk intelligence, we can help keep you and yours safe and secure.

Financial Literacy E-Learning Program

Many business owners and families of significant means work hard to prepare their businesses for their next generation. A crucial aspect of that process, often overlooked, focuses on preparing the next generation for the business.
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