If I pass away unexpectedly, what happens to my money and family?
Quote of the day
" Estate planning is not just about a legal document and a plan to minimize taxes at death. It should be an expression of your values and priorities, particularly in light of family complexities today. "
It’s not something anyone likes to think about, but if I were to die, what would happen to my money—and more importantly, to my family?
I’ve worked hard to build my wealth and I want to protect it. I want to make sure my estate is well planned and that my family will be taken care of. Is there something I should do now to help ensure that my family doesn’t have to pay too much tax later? I do want them to enjoy the wealth we’ve amassed, but ultimately, I want things to stay harmonious and unburdened when I’m gone.
How we can help
Mortality is the most emotional of topics, but as a business owner, it’s also one of the most crucial ones to address. Should something happen to you, the only way to ensure your finances will be in order and your family will be cared for is to make a plan that reflects your wishes today.
Is your will up to date? Are there assets you’d like to transfer to family members before death? If you own a business, do you have a shareholders’ agreement? What about life insurance to cover tax obligations upon death?
It’s overwhelming, we know. That’s why we’re here to help. We believe that every good plan starts with asking the right questions. With answers in hand, our Estate planning team guides you through the entire process with sensitivity and objectivity. Our comprehensive service includes preparation of all your financial documentation, bookkeeping for the estate, assistance with life insurance, and will planning. We also offer post-mortem estate planning and handle all compliance and corporate reports as necessary.
We’re proud of the trusting relationships we’ve developed with the families with whom we work. Creating an estate plan that gives you peace of mind is both our expertise and our passion.
Meet our expertsThe people behind the expertise.
Sudharshan SathiyamoorthyPh.D., MBA
Greg MooreCFA, FEA
Scott BinnsCPA, CA
Justine DelisleCPA, CA, Pl. Fin.
Tasso LagiosCPA, CA
Mindy MaymanB.A., Econ., Fin. PI., FMA, CIM
Michel BabeuCPA, CA, M. Fisc.
Jerry WiseCPA, CA, TEP
Phil NadlerCPA, CA
Diane TsonosLL.B., TEP
Earl FormanCPA, CA
Jean-François CoutuCPA, CA, LL.M.Fisc.
Let's get you where you need to go
Estate planningTo ensure the financial well-being of your family, will and estate planning is paramount.
Wealth ManagementActing as your family’s Chief Investment Officer, our professionals provide fully independent wealth management advisory services to guide you in investing and growing your family’s financial assets.
Tax and estate planningFor our families, investment management is just one important issue: estate and tax planning in many cases are a more significant piece of a multi-generational framework.
Family Account ManagementIn addition to working as your family’s Chief Investment Officer, Richter’s Family Account Management (FAM) team takes care of the operational responsibilities that can take up your valuable time.
Financial Literacy ProgramMany business owners and families of significant means work hard to prepare their businesses for their next generation. A crucial aspect of that process, often overlooked, focuses on preparing the next generation for the business.